C1 June 2005 Q9
9. An arithmetic series has first term \(a\) and common difference \(d\).
Sean repays a loan over a period of \(n\) months. His monthly repayments form an arithmetic sequence.
He repays £149 in the first month, £147 in the second month, £145 in the third month, and so on. He makes his final repayment in the \(n\)th month, where \(n > 21\).
Over the \(n\) months, he repays a total of £5000.
| Scheme | Marks |
|---|---|
| \((S =)\,a + (a + d) + \ldots \quad \ldots + [a + (n - 1)d]\) | B1 |
| \((S =)\,[a + (n - 1)d] + \ldots \quad \ldots + a\) | M1 |
| \(\left.\begin{aligned} 2S &= [2a + (n - 1)d] + \ldots \quad \ldots + [2a + (n - 1)d] \\ 2S &= n[2a + (n - 1)d] \end{aligned}\right\}\) either | dM1 |
| \(S = \dfrac{n}{2}[2a + (n - 1)d]\) | A1 c.s.o |
| (4) |
Notes
(a) B1 requires at least 3 terms, must include first and last terms, an adjacent term dots and + signs.
1st M1 for reversing series. Must be arithmetic with \(a\), \(d\) (or \(a\), \(l\)) and \(n\).
2nd dM1 for adding, must have \(2S\) and be a genuine attempt. Either line is sufficient. Dependent on 1st M1
(NB Allow first 3 marks for use of \(l\) for last term but as given for final mark)
| Scheme | Marks |
|---|---|
| \((a = 149,\ d = -2)\) \(u_{21} = 149 + 20(-2) = \)£109 | M1 A1 |
| (2) |
Notes
(b) M1 for using \(a = 149\) and \(d = \pm 2\) in \(a + (n - 1)d\) formula.
| Scheme | Marks |
|---|---|
| \(S_n = \dfrac{n}{2}[2\times 149 + (n - 1)(-2)]\) \(\left(= n(150 - n)\right)\) | M1 A1 |
| \(S_n = 5000 \Rightarrow n^2 - 150n + 5000 = 0\) (*) | A1 c.s.o |
| (3) |
Notes
(c) M1 for using their \(a, d\) in \(S_n\) A1 any correct expression
A1cso for putting \(S_n = 5000\) and simplifying to given expression. No wrong work
| Scheme | Marks |
|---|---|
| \((n - 100)(n - 50) = 0\) | M1 |
| \(n = 50\) or 100 | A2/1/0 |
| (3) |
Notes
(d) M1 Attempt to solve leading to \(n = \ldots\)
A2/1/0 Give A1A0 for 1 correct value and A1A1 for both correct
| Scheme | Marks |
|---|---|
| \(u_{100} < 0 \qquad \therefore n = 100\) not sensible | B1 f.t. |
| (1) | |
| (13 marks) |
Notes
(e) B1 f.t. Must mention 100 and state \(u_{100} < 0\) (or loan paid or equivalent)
If giving f.t. then must have \(n \geqslant 76\).